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I lost all my money gambling, what should I do? - Quora


You can take money out of an IRA anytime. But taking money out of an IRA prior to reaching age 59 ½ and failure to meet certain IRS exceptions will result in a 10 percent penalty tax on the amount withdrawn. Additionally, traditional IRA distributions exist as taxable income.
What if my spouse spent all the money on gambling or liquor? Should that taken into consideration? Yes, and it is considered, under the factor of "waste and dissipation." Gambling, alcohol, large gifts of money to other people, and money spent on extramarital affairs are all examples of waste and dissipation.
When gambling debt becomes a problem, the debt has often gone beyond money owed to casinos or riverboats. Instead, you may have credit card debt, loan debt, and even home equity debt all associated with gambling problems. There are ways to handle all of the debt you’ve created through gambling.


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Real lives: 'My husband gambled away everything we owned' Justyn and Emma Larcombe appear to have the perfect life and family; But Justyn's £10,000 a day gambling addiction has crippled their.
So how do you deal with a spouse who seems to blow money at the slightest whim? Be as gentle and as loving as possible, but assertive in your mission. Here are steps you can take to deal with an overspending spouse and improve your situation. How to Deal with an Overspending Spouse
just found out husband is a gambler - how to protect my finances. we have always had a joint account into which all of our money goes except for a couple of.



How to forget about big losses? | DailyStrength


should i gambled all my money
Online gambling: how I lost my wife, children and £750,000 Justyn Rees Larcombe had a beautiful wife and children, a top job in the City and a lifestyle to match.
You can take money out of an IRA anytime. But taking money out of an IRA prior to reaching age 59 ½ and failure to meet certain IRS exceptions will result in a 10 percent penalty tax on the amount withdrawn. Additionally, traditional IRA distributions exist as taxable income.

should i gambled all my money I gambled away this whole how to beat casino slots salary.
Now I can't pay my rent or any of my bills.
Have had a couple of rough months, with bills gathering up due to not making enough to pay them all on my salary.
So phone, ADSL-internet etc have been shut off.
The icing on the cake was, when my young one's school reported me to social services for, in their eyes, a lack of judgement on my free time.
I've been a single parent for soon 18 years and still I feel so little when it comes to the authorities.
I just felt so powerless, and instead of doing what I'm supposed to do, call someone and talk about it.
I found solace in an old account on an online-casino.
I'm not gonna make excuses, just realised too late that All for dialing countries codes hade gambled away all my money.
And basically, I just wanna die.
I've been sitting here, racking my brain how to make up for this.
Ofc I tried to email the casino, no luck what so ever.
Yeah ofc, I understand them, they're making a living on stupid people like me.
So what do I do now?
There is NO possibility for a bankloan etc due to bad credit since 4 years back.
Yes I HAVE had a major gambling addiction, but I've been clean for the last 3 years Still what I did back then follows me.
I just need something, some advice, anything.
Because right click, I just wanna kill myself, the level of anxiety is tearing me apart.
And that I can't do.
I'm NOT a quitter.
I just see more to find some help.
Let's play by the numbers.
Do you have a budget?
A list of expenses and income?
I do have a budget.
But due to old debts rolling in, I haven't been able to make it since november.
First thing is first.
Immediately call your landlord and ask him to defer this month's rent.
Perhaps extra on your next month to link it back gradually.
Can I get a breakdown of that?
In addition, do you have family or friends you can ask to help spot you?
We also have 2 cats, so 2 litter boxes and I scoop it out daily.
It looks like you could should i gambled all my money a lot by shopping for clothes at a thrift store, or obtaining them secondhand.
Especially if the clothes need to be replaced frequently.
I'd also look at your phones.
It's doubtable that you'll need both a landline and cell.
It would likely be okay to just have one.
If you stick to the cell, see if there are lower cost options.
Again, I can't overemphasize, call your landlord to set up some kind of repayment plan.
I'm not sure about laws in Scandinavia, but in the US, the eviction process is extremely arduous, and I don't imagine it being easier overseas.
I'd also try to find a cheaper place to live as well.
I imagine that the occasional variances in your budget can account for some of this, but it helps to start tracking pennies so you can be very specific.
Hopefully these savings and others some people suggested will help you to get some breathing space to pay down your debts and start covering yourself.
I do shop at thriftstores as much as I can.
And mobile's don't always work.
With a kid who is disabled, I don't wanna risk it.
If an ambulance is needed, I perfer landline.
Have called ambulance 3 times in the last 2 years so.
And about cheaper place to live, yes I need that.
But with my bad credit and remarks on it, I can't get a new place in at least 3 years time.
But as soon as that's gone, I'm sooo out of this place.
And about cheaper place to live, yes I need that.
But with my bad credit and remarks on it, I can't get a new place in at least 3 years time.
But as soon as that's gone, I'm sooo out of this place.
I'm not sure how credit works overseas, but in the States, most creditors, landlords, and so on will generally weigh your most recent 2 years of activity more heavily than the rest of your file.
If you've been stable for a while, there shouldn't be an issue with looking around, just to see what's out there.
Around xmas 2016 is the first time I can start looking.
Are you sure you will get rejected from all your applications if you try now?
I don't think it can hurt to at least take a look and see what you can find.
Other than that, there are no immediately obvious things that I can suggest you can cut on without knowing your specific situation.
Edit: Also OP, what country are you in?
There isn't that here in the same capacity as there are in the US.
I've been racking my brain trying to figure something out.
I will contact some authorities tomorrow and see what help I might be able to get.
My child was NOT alone.
She had 2 personal assistants with her the whole time.
Every weekend we work in 3 shifts, I was free from 15 pm saturday until 23 pm sunday.
I worked the friday shift 22 pm to sat 09 am, and then again 23 pm sunday until 08 am monday I know.
But the school took the word of their employee over mine, aka I was drunk at 11 am, which I wasn't.
I have NEVER been drunk during daytime, EVER, not even as a teen.
Enough to file a report, and now I have to defend myself against the authorities.
I don't have anything.
I don't know the how to beat casino slots of your circumstances, but from this post it really doesn't sound like you're a fit parent.
But that's not why you're here.
My first thought is that you'd better hustle.
Try doing some freelancing work online in a field you know or somewhat know to scrape up some money to supplement your salary.
Do odd jobs or get a second job.
Partying and gambling got you into this, working and free phone therapy can get you out.
So let me set some facts straight.
I thought I had taken care of it.
I had a setback yesterday, which Should i gambled all my money admit.
Prior to that I haven't gambled for 3,5 years grandpop died 4 years ago Partying?
You mean the call to childservices from school?
Yes I was out with friends, first time in 8 months.
Wasn't drunk, I rarely drink at all.
Got home late 05 consider, currency codes for all countries regretand was pretty fatigued when a person from school popped by at 11 am, that I said " Man, I'm so tired it feels like I'm drunk", which was enough for her to report me.
And now all I want to go is get back to how it was before.
Just to be able to provide for my sick kid.
As I've been a single parent for soon 18 years, belive me when I say I do anything for that kid.
Thanks for providing more insight into your situation.
I'm sure this will help others provide better advice to you.
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I lost it all


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I have gambled away my life and see no way out. I have a problem that deals with gambling addiction. I went threw a treatment center in 98 and quit for about 9 months, then started slowly gambling again. i have a family that i have put thru a living hell with the lies and financial burdens. i am a christian and truely believed you will go to hell if you commit suicide, until i got on the web.


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Total 6 comments.